Individual Retirement Accounts may offer tax advantages that help you achieve your future goals.Learn More
A Roth IRA may be for you if you expect your tax rate to be the same as it is today or higher during retirement.Learn More
Boost your retirement savings by participating in our Retirement Rewards Program. This relationship program bumps up your IRA rate when you choose a CIBM Bank Checking Account too.
Traditional IRAs are generally a good option if you are eligible to make deductible contributions and expect your tax rate to be lower that it is today in retirement.
If your income excludes you from getting a deduction for contributions a Roth IRA might be the right choice.
A SEP IRA allows eligible employees and self employed individuals to benefit from all the advantages of a Traditional IRA, but with higher contribution limits.
**Promotional interest rate bump of additional .50% on top of advertised rate for any IRA Certificate of Deposit account(s) with terms of 12 months or less and balances between $500.00 and $100,000.00. Rate bump offer limited to $100,000.00 total account balances per customer. To qualify customer must also have or open a CIBM Bank checking account with direct deposit or establish new direct deposit initiated via ClickSWITCH. Withdrawals made prior to maturity may be subject to an early withdrawal penalty.