Money Investment Deposit Account Solution

The perfect account for safety, security, and liquidity.

Added Protection

Receive millions of dollars in FDIC protection through a single account.

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Convenient Access

Consolidate multiple bank relationships into one convenient account for simple record keeping and easy access with no transaction limitations.

How It Works

CIBM Bank participates in a program with other community banks where customer deposits within the Money Investment Deposit Account Solution, in excess of the $250,000 FDIC insurance limit per account registration, are automatically allocated to other FDIC-insured accounts held at other banks in the program. This fully automated cash management account enables you to receive millions of dollars in FDIC insurance while having access to all of your cash on a daily basis.