Home Equity


Get something back for all you have put into your home.

Home Equity Loan

Use the equity in your home as collateral to guarantee the loan.

  • Fixed rate and fixed term
  • Consistent payment for easy budgeting
  • Borrow one lump sum
  • Great for a single purpose, large home improvement, or consolidation of debt

View a list of our Federally registered Mortgage Loan Originators.

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Home equity line of credit

Use a little or use a lot; this loan type allows you to borrow only what you need right now.

  • Revolving line of credit
  • Fixed length varible rate
  • Payments are interest only
  • Access your funds via transfer to your CIBM Bank account

Make Home Improvement Dreams a Reality, Pay Off High Interest Debt, Do What You Want

With our 12 month introductory rate promotion now is the time to use the equity in your home.

  • 3.49% APR* for the first 12 months with auto pay from checking account
  • Compare to 7.25% APR* or higher non-intro rate
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