| Term | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| 7-9 Month | $10,000 | 3.70% | 3.75% |
| 12 Month (without Checking account) | $10,000 | 4.04% | 4.10% |
| 12 Month (with Checking account) | $10,000 | 4.18% | 4.25% |
| 36 Month | $10,000 | 3.21% | 3.25% |
| Term | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| 91 Day | $500 | 0.05% | 0.05% |
| 182 Day | $500 | 0.10% | 0.10% |
| 7-9 Month | $500 | 0.10% | 0.10% |
| 7-11 Month | $500 | 0.10% | 0.10% |
| 12 Month | $500 | 0.15% | 0.15% |
| 24 Month | $500 | 0.30% | 0.30% |
| 36 Month | $500 | 0.35% | 0.35% |
| 48 Month | $500 | 0.40% | 0.40% |
| 60 Month | $500 | 0.45% | 0.45% |
| 84 Month | $500 | 0.45% | 0.45% |
7-9 & 36 Month Certificates of Deposit & IRA: Promotion rates effective as of 10/5/26 and guaranteed for the term of the account. Offer limited to $10,000.00 or more of new money not currently on deposit within the last 30 days with CIBM Bank. Minimum opening deposit of $500.00 and a maximum of $250,000.00. Withdrawals made prior to maturity may be subject to an early withdrawal penalty. Offer not available in combination with any other offer.
12 Month Certificates of Deposit: Promotional rate 4.25% Annual Percentage Yield (APY) on all funds effective as of 10/5/26 and guaranteed for the term of the account. To qualify a deposit of $10,000.00 or more of new money not currently on deposit within last 30 days with CIBM Bank must be made to the account and the account holder must establish or currently maintain a checking account at CIBM Bank. If a checking account at CIBM Bank is not established or currently maintained, APY will be 4.10% and requires a deposit of $10,000 or more of new money not currently on deposit within 30 days with CIBM Bank. Minimum opening deposit for checking account $100.00. Minimum opening deposit for Certificate of Deposit $500.00 and maximum of $250,000.00. Withdrawals made prior to maturity may be subject to an early withdrawal penalty. Offer subject to change at any time.
Standard CD Rates: A penalty may be imposed for early withdrawal. Fees could reduce earnings on accounts. Interest rates and annual percentage yields are current as of 10/5/26.