Promo code OAQTR12021 must be used at account opening. Limited to one offer per customer for new checking accounts opened online between 1/11/2021 and 2/28/2021. Offer not available for existing CIBM Bank personal checking account holders. To qualify for the cash bonus the customer must complete the ClickSWITCH process of direct deposit initiation to CIBM Bank during account enrollment. An email regarding successful account activation will be sent from CIBM Bank. Cash bonus will be paid within seven days from that date. Minimum opening deposit of $100 required. Accounts closed within 6 months of opening date, subject to a $25.00 early closing fee. Cash bonus considered interest/income and reportable on IRS Form 1099-INT or 1099- MISC. We reserve the right to amend or cancel any part of this offer at any time.