Offer available on new checking accounts opened between 9/14/2020 and 11/6/2020 and limited to one offer per customer. Offer not available for existing CIBM Bank personal checking customers or accounts opened online. To qualify for the cash bonus or receive the giveaway, the customer must complete the ClickSWITCH process of direct deposit initiation to CIBM Bank during account opening. Customer selection of cash bonus or giveaway item will be awarded at time of account opening. Minimum opening deposit of $100 required. Accounts closed within 6 months of opening date, subject to a $25.00 early closing fee. Cash bonus/giveaway considered interest/income and reportable on IRS Form 1099-INT or 1099- MISC (Cooler $200). We reserve the right to amend or cancel any part of this offer at any time.