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Bonus of $250.00 limited to one per customer for new checking account opened between 4/1/21 and 5/31/21. Offer not available for existing CIBM Bank personal checking account holders or those who have closed a CIBM Bank personal checking account within the past 6 months. Promo code IHSPRING2021 must be used at time of account opening. To qualify for the bonus, the new account must receive direct deposit(s) of at least $500.00 from qualifying source(s) during June 2021. Qualifying direct deposits are electronic deposits of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Bonus will be paid to the account in July 2021. Account must be open and have a balance greater than zero when the bonus is paid. Minimum opening deposit of $100.00 required. Accounts closed within 6 months of opening date, subject to a $25.00 early closing fee per closed account. Cash bonus considered interest/income and reportable on IRS Form 1099-INT or 1099-MISC. Acceleration Checking: *Annual Percentage Yield (APY) accurate as of 4/1/21. Checking account balances of $0.00-$10,000.00 (1.00% APY); $10,000.01 and above (.05% APY). If qualifications are not met, all funds in checking account earn .01% APY. Variable rate accounts and interest rates are subject to change. Fees may reduce earnings. Limit one Acceleration Checking account per primary social security number. Customer must initiate set up of e-statements through online banking, establish a monthly direct deposit and perform 12 debit card purchases each month to qualify and receive tiered rates and ATM surcharge refunds up to $12.00. Transactions may take one or more business days from the date transaction was made to post and clear the account.